:root{--navy:#013968;--navy-deep:#021B33;--navy-2:#062B4C;--gold:#A78E58;--gold-2:#C2A468;--gold-ink:#846A2C;--ink:#0A2233;--muted:#44576B;--line:#D3DCE6;--wash:#EAF1F8;--wash-2:#EDF0F4;--paper:#FFFFFF;--maxw:1080px;--maxw-bar:1240px;--fs-xs:.75rem;--fs-sm:.875rem;--fs-base:1rem;--fs-lead:1.125rem;--fs-h3:1.25rem;--fs-h2:1.5rem;--fs-h1:clamp(1.7rem,3.4vw,2.4rem);--fs-hero:clamp(2.2rem,5vw,3.5rem);--fs-display:clamp(2.2rem,4vw,2.6rem);--fs-wordmark:2rem;--r-sm:6px;--r:10px;--font-logo:"Bai Jamjuree",system-ui,-apple-system,sans-serif;--font-head:"Marcellus",Georgia,"Times New Roman",serif;--font-body:"Montserrat",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;--ease:cubic-bezier(.2,.7,.3,1);--dur:.16s;--dur-slow:.42s}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font-family:var(--font-body);font-weight:400;line-height:1.6;background:var(--paper);-webkit-font-smoothing:antialiased}h1,h2,h3{font-family:var(--font-head);font-weight:400;line-height:1.15;letter-spacing:.01em;color:var(--navy);text-wrap:balance}p,li,dt,dd,summary{text-wrap:pretty}a{color:var(--navy);text-decoration:none}.wrap{max-width:var(--maxw);margin:0 auto;padding:0 24px}.eyebrow{font-size:var(--fs-xs);letter-spacing:.22em;text-transform:uppercase;color:var(--gold-ink);font-weight:600}header.site{position:sticky;top:0;z-index:60;border-bottom:1px solid var(--line)}header.site:before{content:"";position:absolute;top:0;right:0;bottom:0;left:0;z-index:-1;background:#fffffff0;-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px)}header.site>.wrap{max-width:var(--maxw-bar)}.bar{display:flex;align-items:center;justify-content:space-between;gap:24px;height:74px}.mark{display:flex;align-items:center;gap:12px;line-height:1;flex:none}.mark-icon{flex:none;display:block;border-radius:50%}.mark-type{display:flex;flex-direction:column;align-items:stretch;line-height:1;color:inherit;text-decoration:none}.mark-type .name{font-family:var(--font-logo);font-weight:300;font-size:var(--fs-wordmark);letter-spacing:.3em;line-height:1;color:var(--navy);white-space:nowrap;margin-right:-.3em}.mark-type .desc{display:none;font-family:var(--font-logo);font-weight:400;font-size:var(--fs-xs);letter-spacing:0;color:var(--muted);margin-top:7px;white-space:nowrap;text-align:justify;text-align-last:justify}@media(min-width:1200px){header.site .mark-type .desc{display:block}}.mark-type .desc i{color:var(--gold);font-style:normal;margin:0 2px}nav.links{display:flex;gap:16px;align-items:center}nav.links a:not(.btn){white-space:nowrap}nav.links .btn{white-space:nowrap}.burger{display:none;flex:none;width:44px;height:44px;flex-direction:column;align-items:center;justify-content:center;background:transparent;border:1px solid var(--line);border-radius:var(--r-sm);cursor:pointer;padding:0}.burger span{display:block;width:18px;height:1.5px;background:var(--navy);border-radius:2px;transition:transform var(--dur) var(--ease),opacity var(--dur) var(--ease)}.burger span+span{margin-top:4px}.burger[aria-expanded=true] span:nth-child(1){transform:translateY(5.5px) rotate(45deg)}.burger[aria-expanded=true] span:nth-child(2){opacity:0}.burger[aria-expanded=true] span:nth-child(3){transform:translateY(-5.5px) rotate(-45deg)}nav.links a:not(.btn){font-size:var(--fs-sm);color:var(--muted)}nav.links a:not(.btn):hover,nav.links a:not(.btn).active{color:var(--navy)}.btn{display:inline-block;font-weight:500;font-size:var(--fs-sm);padding:11px 22px;border-radius:var(--r-sm);border:1px solid var(--navy);transition:.15s;cursor:pointer}.btn-primary{background:var(--navy);color:#fff}.btn-primary:hover{background:var(--navy-2)}.btn-ghost{background:transparent;color:var(--navy)}.btn-ghost:hover{background:var(--wash)}@media(max-width:1189px){.burger{display:flex}nav.links{position:fixed;inset:66px 0 0 auto;width:min(320px,86vw);flex-direction:column;align-items:stretch;justify-content:flex-start;gap:0;padding:12px 20px calc(20px + env(safe-area-inset-bottom));background:var(--paper);border-left:1px solid var(--line);box-shadow:-18px 0 40px #0139681a;z-index:57;transform:translate(100%);visibility:hidden;transition:transform var(--dur-slow) var(--ease),visibility 0s linear var(--dur-slow);overflow-y:auto;overscroll-behavior:contain}nav.links[data-open=true]{transform:translate(0);visibility:visible;transition-delay:0s,0s}nav.links a:not(.btn){display:flex;align-items:center;min-height:48px;font-size:var(--fs-base);color:var(--navy);border-bottom:1px solid var(--line)}nav.links a:not(.btn).active{color:var(--navy);font-weight:600}nav.links a:not(.btn).active:before{content:"";width:3px;height:20px;background:var(--gold);margin-right:12px;margin-left:-20px;border-radius:0 2px 2px 0}nav.links .btn{margin-top:20px;text-align:center;min-height:48px;line-height:26px}.nav-scrim{position:fixed;top:66px;right:0;bottom:0;left:0;background:#021b3361;opacity:0;pointer-events:none;transition:opacity var(--dur-slow) var(--ease);z-index:55}.nav-scrim[data-open=true]{opacity:1;pointer-events:auto}body[data-nav-open=true]{overflow:hidden}}@media(min-width:1050px){.nav-scrim{display:none}}.hero{position:relative;background:linear-gradient(160deg,var(--navy) 0%,var(--navy-deep) 100%);color:#fff;overflow:hidden}.hero:after{content:"";position:absolute;right:-140px;top:-140px;width:420px;height:420px;border:1px solid rgba(167,142,88,.28);border-radius:50%}.hero:before{content:"";position:absolute;right:-60px;bottom:-200px;width:520px;height:520px;border:1px solid rgba(167,142,88,.16);border-radius:50%}.hero .wrap{padding:92px 24px 88px;position:relative;z-index:2}.hero h1{color:#fff;font-size:var(--fs-hero);max-width:22ch;margin:.35em 0 .5em}.hero p.lead{font-size:var(--fs-lead);color:#dce6f0;max-width:66ch;margin:0 0 2rem}.hero .cta-row{display:flex;gap:14px;flex-wrap:wrap}.hero .btn-primary{background:var(--gold);border-color:var(--gold);color:var(--navy-deep);font-weight:600}.hero .btn-primary:hover{background:var(--gold-2);border-color:var(--gold-2)}.hero .btn-ghost{border-color:#ffffff80;color:#fff}.hero .btn-ghost:hover{background:#ffffff14}.trust{grid-column:1 / -1;list-style:none;margin:24px 0 0;padding:30px 0 0;border-top:1px solid rgba(255,255,255,.14);display:grid;grid-template-columns:repeat(3,1fr);gap:32px}.trust li{position:relative;padding-top:16px}.trust li:before{content:"";position:absolute;top:0;left:0;width:26px;height:2px;background:var(--gold)}.trust b{display:block;color:#fff;font-weight:500;font-size:var(--fs-base);margin-bottom:5px}.trust span{display:block;color:#dce6f0;font-size:var(--fs-sm);max-width:34ch}@media(max-width:1023px){.trust{margin-top:40px}}@media(max-width:680px){.trust{grid-template-columns:1fr;gap:24px}}section.block{padding:74px 0}section.block.alt{background:var(--wash-2)}.section-head{margin-bottom:40px}.section-head h2{max-width:26ch}.section-head>p{max-width:72ch}.section-head h2{font-size:var(--fs-h1);margin:.3em 0 .4em}.section-head p{color:var(--muted);font-size:var(--fs-lead);margin:0}.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}.step{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:26px 22px}.step .n{font-family:var(--font-head);font-size:var(--fs-h2);color:var(--gold);line-height:1}.step h3{font-size:var(--fs-h3);margin:.7em 0 .35em}.step p{margin:0;color:var(--muted);font-size:var(--fs-base)}@media(max-width:900px){.steps{grid-template-columns:repeat(2,1fr)}}@media(max-width:520px){.steps{grid-template-columns:1fr}}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{border:1px solid var(--line);border-radius:var(--r);padding:26px 24px;background:#fff;display:flex;flex-direction:column}.card .tag{font-size:var(--fs-xs);letter-spacing:.14em;text-transform:uppercase;color:var(--gold-ink);font-weight:600}.card h3{font-size:var(--fs-h3);margin:.5em 0}.card p{color:var(--muted);font-size:var(--fs-base);margin:0 0 1rem}.card ul{margin:0;padding-left:1.1em;color:var(--muted);font-size:var(--fs-sm)}.card ul li{margin:.28em 0}.card .more{margin-top:auto;padding-top:14px;font-weight:500;font-size:var(--fs-sm)}@media(max-width:820px){.cards{grid-template-columns:1fr}}.prose{max-width:72ch}.prose h2{font-size:var(--fs-h2);margin:1.6em 0 .5em}.prose h3{font-size:var(--fs-lead);margin:1.3em 0 .4em;font-family:var(--font-body);font-weight:600;color:var(--navy)}.prose p{margin:0 0 1em;color:#243b52}.prose ul,.prose ol{margin:0 0 1.2em;padding-left:1.3em;color:#243b52}.prose li{margin:.35em 0}.prose .lede{font-size:var(--fs-lead);color:var(--muted)}.prose .callout{background:var(--wash);border-left:3px solid var(--gold);padding:14px 18px;border-radius:var(--r-sm);margin:1.4em 0;font-size:var(--fs-base)}.page-head{padding:54px 0 8px;border-bottom:1px solid var(--line);margin-bottom:36px}.crumb{font-size:var(--fs-sm);color:var(--muted);margin-bottom:14px}.crumb a{color:var(--muted)}.crumb a:hover{color:var(--navy)}.crumb span{margin:0 8px;color:var(--line)}.faq{max-width:72ch}.faq details{border-bottom:1px solid var(--line);padding:16px 0}.faq summary{font-weight:500;color:var(--navy);cursor:pointer;font-size:var(--fs-base)}.faq details p{color:var(--muted);margin:.7em 0 0}.band{background:var(--navy);color:#fff;text-align:center}.band .wrap{padding:70px 24px}.band h2{color:#fff;font-size:var(--fs-h1);margin:0 0 .5em}.band p{color:#c6d6e6;max-width:64ch;margin:0 auto 2rem;font-size:var(--fs-lead)}.band .btn-primary{background:var(--gold);border-color:var(--gold);color:var(--navy-deep);font-weight:600}.band .btn-primary:hover{background:var(--gold-2)}footer.site{background:var(--navy-deep);color:#9db3c6;font-size:var(--fs-sm)}footer.site .wrap{padding:50px 24px 38px;display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:32px}.footer-lockup{display:inline-flex;flex-direction:column;align-items:flex-start;gap:16px}footer.site .mark-type .name{color:#fff}footer.site .mark-type .desc{display:block;color:#8fa9c0}.footer-brand p{max-width:36ch;margin-top:16px}.footer-since{color:#8fa9c0;margin-top:10px}footer.site a{color:#afc4d8}footer.site a:hover{color:#fff}footer.site h4{color:#fff;font-size:var(--fs-xs);letter-spacing:.14em;text-transform:uppercase;margin:0 0 14px;font-weight:600}footer.site ul{list-style:none;margin:0;padding:0}footer.site li{margin:.5em 0}.legal{border-top:1px solid rgba(255,255,255,.1)}footer.site .legal .wrap{padding:22px 24px;font-size:var(--fs-xs);color:#7a8ca2;display:grid;grid-template-columns:minmax(0,1fr) auto;gap:12px 40px;align-items:start}.legal p{margin:.3em 0;max-width:78ch}.legal .legal-meta{text-align:right;white-space:nowrap}.legal .legal-meta a{color:#afc4d8}.legal .legal-meta a:hover{color:#fff}@media(max-width:860px){footer.site .legal .wrap{grid-template-columns:1fr}.legal .legal-meta{text-align:left}}@media(max-width:720px){footer.site>.wrap{grid-template-columns:1fr 1fr}footer.site>.wrap>div:first-child{grid-column:1 / -1}}@media(max-width:460px){footer.site>.wrap{grid-template-columns:1fr}}.disclaimer{background:var(--wash);border:1px solid var(--line);border-radius:var(--r);padding:16px 20px;font-size:var(--fs-sm);color:var(--muted);margin:1.4em 0}.contact-grid{display:grid;grid-template-columns:1.4fr 1fr;gap:40px;align-items:start}@media(max-width:760px){.contact-grid{grid-template-columns:1fr;gap:28px}}.contact-aside{background:var(--wash);border:1px solid var(--line);border-radius:var(--r);padding:24px}.contact-aside p{margin:0 0 14px}.field{margin:0 0 16px}.field label{display:block;font-size:var(--fs-sm);font-weight:600;color:var(--navy);margin-bottom:6px}.field input,.field textarea{width:100%;padding:11px 13px;border:1px solid var(--line);border-radius:var(--r-sm);font-family:inherit;font-size:var(--fs-base);color:var(--ink);background:#fff}.field input:focus,.field textarea:focus{outline:none;border-color:var(--navy)}.fineprint{font-size:var(--fs-sm)}nav.links a:not(.btn){display:inline-flex;align-items:center;min-height:44px}footer.site li{margin:0}footer.site li a,.crumb a,.legal a,.contact-aside a,.contact-grid ul a,main p>a:only-child:not(.btn){display:inline-flex;align-items:center;min-height:24px;padding:5px 0}.more{display:inline-flex;align-items:center;min-height:24px}.js-reveal .reveal{opacity:0;transform:translateY(12px)}.js-reveal .reveal.in{opacity:1;transform:none;transition:opacity var(--dur-slow) var(--ease),transform var(--dur-slow) var(--ease)}.js-reveal .reveal.in:nth-child(2){transition-delay:.06s}.js-reveal .reveal.in:nth-child(3){transition-delay:.12s}.js-reveal .reveal.in:nth-child(4){transition-delay:.18s}.card,.step,.fee-group{transition:transform var(--dur) var(--ease),border-color var(--dur) var(--ease),box-shadow var(--dur) var(--ease)}@media(hover:hover){.card:hover,.step:hover{transform:translateY(-2px);border-color:var(--gold);box-shadow:0 10px 28px #0139681a}.fee-group:hover{box-shadow:0 10px 28px #01396814}}.step .n{position:relative;display:inline-block;padding-bottom:8px}.step .n:after{content:"";position:absolute;left:0;bottom:0;height:1px;width:0;background:var(--gold);transition:width var(--dur-slow) var(--ease) .12s}.js-reveal .step.in .n:after,html:not(.js-reveal) .step .n:after{width:28px}.btn{position:relative;overflow:hidden;isolation:isolate;transition:background-color var(--dur) var(--ease),border-color var(--dur) var(--ease),color var(--dur) var(--ease),transform var(--dur) var(--ease)}.btn:active{transform:translateY(1px)}.btn-primary:before{content:"";position:absolute;top:0;right:0;bottom:0;left:0;z-index:-1;background:var(--gold-2);transform:scaleX(0);transform-origin:left;transition:transform var(--dur-slow) var(--ease)}@media(hover:hover){.hero .btn-primary:hover:before,.band .btn-primary:hover:before{transform:scaleX(1)}}nav.links a:not(.btn){position:relative}@media(min-width:1050px){nav.links a:not(.btn):after{content:"";position:absolute;left:0;right:0;bottom:14px;height:1px;background:var(--gold);transform:scaleX(0);transform-origin:left;transition:transform var(--dur) var(--ease)}nav.links a:not(.btn):hover:after,nav.links a:not(.btn).active:after{transform:scaleX(1)}}.faq summary{list-style:none;display:flex;align-items:center;gap:12px;min-height:44px}.faq summary::-webkit-details-marker{display:none}.faq summary:before{content:"";flex:none;width:8px;height:8px;margin-left:2px;border-right:1.5px solid var(--gold);border-bottom:1.5px solid var(--gold);transform:rotate(-45deg);transition:transform var(--dur) var(--ease)}.faq details[open] summary:before{transform:rotate(45deg)}.faq details p{animation:faq-in var(--dur-slow) var(--ease)}@keyframes faq-in{0%{opacity:0;transform:translateY(-4px)}to{opacity:1;transform:none}}.hero:after{animation:drift 34s linear infinite;translate:calc(var(--ring-px,0) * -16px) calc(var(--ring-sy,0px) * .22 + var(--ring-py,0) * -12px)}.hero:before{animation:drift 52s linear infinite reverse;translate:calc(var(--ring-px,0) * -9px) calc(var(--ring-sy,0px) * .11 + var(--ring-py,0) * -7px)}@keyframes drift{0%{rotate:0deg}to{rotate:360deg}}.field input,.field textarea{transition:border-color var(--dur) var(--ease),box-shadow var(--dur) var(--ease)}.field input:focus,.field textarea:focus{box-shadow:0 0 0 3px #0139681f}a:focus-visible,button:focus-visible,summary:focus-visible,.field input:focus-visible,.field textarea:focus-visible{outline:2px solid var(--gold);outline-offset:3px;border-radius:2px}@media(prefers-reduced-motion:reduce){*,*:before,*:after{animation-duration:.001ms!important;animation-iteration-count:1!important;transition-duration:.001ms!important;scroll-behavior:auto!important}.js-reveal .reveal{opacity:1!important;transform:none!important}.step .n:after{width:28px}}.hero-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,.7fr);gap:48px;align-items:center}.hero-copy{min-width:0}.hero-mark{position:relative;aspect-ratio:1;width:100%;max-width:500px;margin-inline:auto;pointer-events:none}.hero-mark-still,.hero-mark-canvas{position:absolute;top:0;right:0;bottom:0;left:0;width:100%;height:100%}.hero-mark-still{object-fit:contain;transition:opacity var(--dur-slow) var(--ease)}.hero-mark-still[data-faded]{opacity:0}.hero-mark-canvas{opacity:0;transition:opacity var(--dur-slow) var(--ease)}.hero-mark-canvas[data-ready]{opacity:1}@media(max-width:1023px){.hero-grid{grid-template-columns:1fr;gap:0}.hero-mark{display:none}}@media(prefers-reduced-motion:reduce){.hero-mark-still[data-faded]{opacity:1}.hero-mark-canvas{display:none}}.fee-groups{display:grid;grid-template-columns:1fr;gap:20px;align-items:stretch}.fee-group{background:var(--paper);border:1px solid var(--line);border-radius:var(--r);padding:28px 26px}.fee-group h3{margin:0 0 .5em;font-size:var(--fs-h3)}.fee-caption{margin:0 0 20px;color:var(--muted);font-size:var(--fs-sm)}.fee-list{margin:0}.fee-row{display:flex;align-items:baseline;justify-content:space-between;gap:16px;padding:11px 0;border-top:1px solid var(--line)}.fee-row:first-child{border-top:0;padding-top:0}.fee-row dt{color:var(--ink);font-size:var(--fs-base)}.fee-row dd{margin:0;text-align:right;white-space:nowrap}.fee-amount{display:block;font-family:var(--font-head);font-size:var(--fs-h3);color:var(--navy);line-height:1.1}.fee-amount[data-free]{color:var(--gold-ink);font-family:var(--font-body);font-size:var(--fs-sm);font-weight:600;letter-spacing:.08em;text-transform:uppercase}.fee-per{display:block;font-size:var(--fs-xs);color:var(--muted);margin-top:2px}.page-head-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,320px);gap:48px;align-items:center}@media(max-width:1023px){.page-head-grid{grid-template-columns:1fr;gap:0}.page-mark{display:none}}.page-mark{position:relative;width:100%;max-width:340px;margin-inline:auto;aspect-ratio:1}.page-mark svg{display:block;width:100%;height:100%;overflow:visible;transition:opacity var(--dur-slow) var(--ease)}.page-mark[data-3d] svg{opacity:0}.page-mark-canvas{position:absolute;top:0;right:0;bottom:0;left:0;opacity:0;transition:opacity var(--dur-slow) var(--ease)}.page-mark-canvas[data-ready]{opacity:1}@media(prefers-reduced-motion:reduce){.page-mark[data-3d] svg{opacity:1}.page-mark-canvas{display:none}}.page-mark .pm-ghost{stroke:var(--line);stroke-width:1}.page-mark .pm-line{stroke:#8fa9c0;stroke-width:1.4}.page-mark .pm-accent{stroke:var(--gold);stroke-width:1.5}.page-mark .pm-thick{stroke-width:2.25}.page-mark .pm-node{fill:var(--navy)}.page-mark .pm-accent-fill{fill:var(--gold)}.page-mark .pm-lens{fill:#c2a4681a}.js-reveal .page-mark .pm-draw{stroke-dasharray:1;stroke-dashoffset:1;animation:pm-draw 1.15s var(--ease) forwards}.js-reveal .page-mark .pm-node{opacity:0;animation:pm-pop .5s var(--ease) forwards}.js-reveal .page-mark .pm-lens{opacity:0;animation:pm-pop .6s var(--ease) .55s forwards}@keyframes pm-draw{to{stroke-dashoffset:0}}@keyframes pm-pop{0%{opacity:0;transform:scale(.7)}to{opacity:1;transform:none}}.page-mark .pm-node,.page-mark .pm-lens{transform-box:fill-box;transform-origin:center}@media(prefers-reduced-motion:reduce){.hero:after,.hero:before,.page-hero:after{animation:none;translate:none}.js-reveal .page-mark .pm-draw{animation:none;stroke-dasharray:none;stroke-dashoffset:0}.js-reveal .page-mark .pm-node,.js-reveal .page-mark .pm-lens{animation:none;opacity:1}}.journey{list-style:none;margin:0;padding:0;max-width:74ch}.journey-step{position:relative;padding:0 0 40px 56px}.journey-step:last-child{padding-bottom:0}.journey-step:before{content:"";position:absolute;left:13px;top:22px;bottom:0;width:1.5px;background:var(--line);transform-origin:top;transform:scaleY(1)}.journey-step:last-child:before{display:none}.js-reveal .journey-step:before{transform:scaleY(0)}.js-reveal .journey-step.in:before{transform:scaleY(1);transition:transform .6s var(--ease) .18s}.journey-dot{position:absolute;left:6px;top:8px;width:16px;height:16px;border-radius:50%;background:var(--paper);border:1.5px solid var(--line);box-sizing:border-box}.js-reveal .journey-step .journey-dot{transform:scale(.5);opacity:0}.js-reveal .journey-step.in .journey-dot{transform:none;opacity:1;transition:transform .38s var(--ease),opacity .38s var(--ease)}.journey-step.is-ours .journey-dot{border-color:var(--gold);background:var(--gold);box-shadow:0 0 0 4px #c2a4682e}.journey-step.is-ours:before{background:var(--gold)}.journey-step.is-ours .journey-n{color:var(--gold-ink)}.journey-head{display:flex;align-items:baseline;flex-wrap:wrap;gap:0 12px;margin-bottom:.4em}.journey-n{font-family:var(--font-head);font-size:var(--fs-base);color:var(--muted);letter-spacing:.08em}.journey-head h3{margin:0;font-size:var(--fs-h3)}.journey-meta{margin-left:auto;font-size:var(--fs-xs);letter-spacing:.1em;text-transform:uppercase;color:var(--gold-ink);font-weight:600;white-space:nowrap}.journey-step p{margin:0;color:var(--muted);font-size:var(--fs-base)}@media(max-width:560px){.journey-meta{margin-left:0;width:100%;margin-top:2px}}@media(prefers-reduced-motion:reduce){.js-reveal .journey-step:before{transform:scaleY(1)}.js-reveal .journey-step .journey-dot{transform:none;opacity:1}}.article-grid{display:grid;grid-template-columns:minmax(0,72ch) minmax(0,1fr);gap:56px;align-items:start}@media(max-width:1023px){.article-grid{grid-template-columns:1fr;gap:40px}}.article-rail{position:sticky;top:90px}.article-rail h2{font-size:var(--fs-xs);letter-spacing:.16em;text-transform:uppercase;color:var(--gold-ink);font-family:var(--font-body);font-weight:600;margin:0 0 14px}.article-rail ul{list-style:none;margin:0 0 16px;padding:0}.article-rail li{border-top:1px solid var(--line)}.article-rail li a{display:block;padding:11px 0;font-size:var(--fs-sm);color:var(--navy);line-height:1.4}.article-rail li a:hover{color:var(--gold-ink)}@media(max-width:1023px){.article-rail{position:static;border-top:1px solid var(--line);padding-top:28px}}.doc-measure{max-width:74ch;margin-inline:auto}.page-hero{position:relative;overflow:hidden;background:linear-gradient(160deg,var(--navy) 0%,var(--navy-deep) 100%);color:#fff}.page-hero:after,.page-hero:before{content:"";position:absolute;border-radius:50%;border:1px solid rgba(167,142,88,.22)}.page-hero:after{width:460px;height:460px;right:-180px;top:-160px;animation:drift 44s linear infinite;translate:calc(var(--ring-px,0) * -13px) calc(var(--ring-sy,0px) * .18 + var(--ring-py,0) * -10px)}.page-hero:before{width:300px;height:300px;right:120px;bottom:-210px;border-color:#a78e5821;animation:drift 62s linear infinite reverse;translate:calc(var(--ring-px,0) * -7px) calc(var(--ring-sy,0px) * .09 + var(--ring-py,0) * -6px)}.page-hero[data-mark=process]:after{width:520px;height:520px;right:-210px;top:-200px}.page-hero[data-mark=process]:before{width:190px;height:190px;left:-70px;bottom:-90px;right:auto;border-color:#a78e582e}.page-hero[data-mark=pillars]:after{width:380px;height:380px;right:-120px;top:-190px}.page-hero[data-mark=pillars]:before{width:560px;height:560px;right:-230px;bottom:-330px}.page-hero[data-mark=scope]:after{width:600px;height:600px;right:-260px;top:-190px;border-color:#a78e5829}.page-hero[data-mark=scope]:before{width:360px;height:360px;right:-140px;top:-70px;bottom:auto;border-color:#a78e583d}.page-hero[data-mark=review]:after{width:340px;height:340px;right:40px;top:-150px}.page-hero[data-mark=review]:before{width:340px;height:340px;right:-160px;top:-60px;bottom:auto;border-color:#a78e582e}.page-hero[data-mark=index]:after{width:170px;height:170px;right:90px;top:-80px}.page-hero[data-mark=index]:before{width:640px;height:640px;left:-380px;top:-180px;right:auto;bottom:auto;border-color:#a78e581c}.page-hero[data-mark=signal]:after{width:300px;height:300px;right:-110px;bottom:-150px;top:auto}.page-hero[data-mark=signal]:before{width:520px;height:520px;right:-220px;bottom:-260px;border-color:#a78e581f}.page-hero[data-mark=groups]:after{width:280px;height:280px;right:220px;top:-140px}.page-hero[data-mark=groups]:before{width:280px;height:280px;right:-60px;top:-90px;bottom:auto;border-color:#a78e582b}.page-hero .wrap{position:relative;z-index:2}.page-hero-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,340px);gap:56px;align-items:center;padding-top:64px;padding-bottom:88px}.page-hero-copy{min-width:0}.page-hero h1{color:#fff;font-size:var(--fs-hero);max-width:20ch;margin:.2em 0 0}.page-hero .eyebrow{color:var(--gold-2)}.page-hero .lead{font-size:var(--fs-lead);color:#dce6f0;max-width:70ch;margin:1rem 0 0}.page-hero .crumb{color:#9db3c6;margin-bottom:18px}.page-hero .crumb a{color:#afc4d8}.page-hero .crumb a:hover{color:#fff}.page-hero .crumb span{color:#ffffff4d}.page-hero+section.block,.page-hero+section.block.alt{background-image:linear-gradient(to bottom,#01396812,#01396800 160px)}@media(max-width:1023px){.page-hero-grid{grid-template-columns:1fr;gap:0;padding-top:44px;padding-bottom:56px}}.page-hero .page-mark .pm-ghost{stroke:#ffffff24}.page-hero .page-mark .pm-line{stroke:#dce6f08c;stroke-width:1.4}.page-hero .page-mark .pm-accent{stroke:var(--gold-2)}.page-hero .page-mark .pm-node{fill:#dce6f0}.page-hero .page-mark .pm-accent-fill{fill:var(--gold-2)}.page-hero .page-mark .pm-lens{fill:#c2a4682e}.faq-grid{display:grid;grid-template-columns:minmax(0,340px) minmax(0,1fr);gap:56px;align-items:start}.faq-grid .section-head{margin-bottom:0}.faq-grid .faq{max-width:none}@media(max-width:900px){.faq-grid{grid-template-columns:1fr;gap:28px}}.wrap-wide{max-width:var(--maxw-bar)}@media(max-width:1180px){.steps{grid-template-columns:repeat(2,1fr)}}@media(max-width:560px){.steps{grid-template-columns:1fr}}.fee-summary{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;text-align:center}@media(max-width:720px){.fee-summary{grid-template-columns:1fr;gap:28px}}.fee-summary-item{padding:26px 20px;border:1px solid var(--line);border-radius:var(--r);background:var(--paper)}.fee-summary-label{display:block;font-size:var(--fs-xs);letter-spacing:.16em;text-transform:uppercase;color:var(--gold-ink);font-weight:600;margin-bottom:10px}.fee-summary-amount{display:block;font-family:var(--font-head);font-size:var(--fs-h2);color:var(--navy);line-height:1.1}.fee-summary-amount[data-free]{color:var(--gold-ink)}.fee-summary .fee-per{margin-top:6px}.fee-summary-foot{display:flex;align-items:center;justify-content:space-between;gap:24px;margin-top:26px;flex-wrap:wrap}.fee-summary-foot p{margin:0;max-width:58ch}.limit-band{margin-top:34px;padding-top:28px;border-top:1px solid var(--line)}.limit-head{margin-bottom:18px}.limit-head h3{margin:.35em 0 0;font-size:var(--fs-h3)}.limits{list-style:none;display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin:0 0 18px;padding:0}.limits li{border-top:2px solid var(--gold);padding-top:12px}.limits b{display:block;font-family:var(--font-head);font-size:var(--fs-display);color:var(--navy);line-height:1;font-weight:400}.limits span{display:block;margin-top:6px;color:var(--muted);font-size:var(--fs-sm);max-width:26ch}.limit-band>p{margin:0;color:var(--muted);max-width:72ch}@media(max-width:640px){.limits{grid-template-columns:1fr;gap:18px}}@media(min-width:1040px){.fee-groups{grid-template-columns:repeat(3,1fr)}}.cursor-ring{position:fixed;top:0;left:0;z-index:9999;pointer-events:none;width:18px;height:18px;border-radius:50%;border:1.5px solid var(--gold);opacity:0;will-change:transform;transition:width .18s var(--ease),height .18s var(--ease),background-color .18s var(--ease),border-color .18s var(--ease),opacity .18s var(--ease)}.cursor-ring[data-visible]{opacity:.85}.cursor-ring[data-hot=true]{width:40px;height:40px;background:#c2a4682e;border-color:var(--gold-2)}.cursor-ring[data-down]{width:14px;height:14px;background:#c2a4684d}.cursor-ring[data-invert=true]{border-color:var(--navy)}.cursor-ring[data-invert=true][data-hot=true]{background:#01396833;border-color:var(--navy-deep)}.cursor-ring[data-invert=true][data-down]{background:#01396857}@media(prefers-reduced-motion:reduce){.cursor-ring{display:none}}@media(hover:none),(pointer:coarse){.cursor-ring{display:none}}